Theoretical basis of long-term loans: concept, types. Characteristics of the branch of Sberbank of Russia. Terms and conditions of lending to households in Sberbank of Russia. Financing of investment projects. Risk - the main problem in the credit market.
Loan term to 20 years. After the registration of the mortgage acquired property interest rate decreases. The maximum loan amount depends on the borrowers income (family) and provided, but can not exceed 90% of the value of real estate credited with mandatory investment by the borrowers own funds in the amount of 10% of its value.
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